Axis Bank has introduced revisions to terms and benefits of Axis Bank Vistara Credit Card. The changes will be effective for all Axis Bank Credit Cards, due for renewal starting April 18, 2025. As part of this transition, Axis Bank has waived the annual fee for renewals while discontinuing certain travel-related perks such as complimentary Maharaja Club tier memberships and milestone ticket vouchers.Cardholders will continue to earn Maharaja Points on eligible transactions and enjoy premium benefits like lounge access, dining discounts, and golf privileges. This article provides a detailed breakdown of the changes, how they impact cardholders, and what to expect going forward.Also read: Big changes for these SBI credit cardholders: Major reward point cuts announcedKey changes in Axis Bank Vistara Credit Card benefitsAnnual fee waiverCustomers whose cards are due for renewal on or after April 18, 2025, will not be charged an annual fee. However, users renewing before April 18, 2025, will continue to be charged the existing annual fee.Discontinuation of select benefitsThe following privileges will no longer be available after renewal: Complimentary Maharaja Club Memberships (Elite tier membership with Air India) Renewal Benefit of Complimentary Ticket Vouchers Milestone Spends Benefit of Complimentary Tickets/VouchersAlso read: Money deadlines in March 2025: From special FD deadline to UAN activationWill customers still get Maharaja Points?Customers will still earn Maharaja Points on all eligible transactions. The validity and redemption of Maharaja Points will continue as per Air India’s Maharaja Club loyalty program. Customers can check the terms and conditions for Maharaja Points redemption on Air India’s official website.Continued usage of credit card for transactionsCardholders can continue using their Axis Bank Vistara Credit Cards for both domestic and international transactions, including online and in-store purchases. All transactions will still accrue Maharaja Points unless they fall under the excluded categories.Retention of other premium benefitsThe following benefits will remain unchanged: Lounge Access – Complimentary access to airport lounges as per card category. Golf Privileges – Special access to golf courses. Dining Offers – Exclusive discounts and benefits at premium restaurants.Illustrative Example Case 1: For a customer, whose AXIS BANK VISTARA Credit Card is due for renewal on March 25, 2025, he/she will be charged the annual fee. He/she will be eligible for a welcome ticket voucher, milestone spends benefits and Maharaja Points on all eligible spends for a year from the card renewal date.Case 2: For a customer, whose AXIS BANK VISTARA Credit Card is due for renewal on April 25, 2025, the annual fee will be waived off. The customer can continue using the credit card for domestic & international transactions, both online and in-store, and earn Maharaja Points on all eligible spends. However, he/she will not be eligible to get the welcome ticket voucher, class upgrade vouchers, tier memberships and milestone spends benefit vouchers. These interim changes will be valid in place till further notice.Eligibility for Maharaja PointsCustomers will continue to earn Maharaja Points on most transactions except for the following excluded categories:Rent PaymentsWallet Load TransactionsUtility Bill PaymentsGovernment ServicesInsurance PaymentsJewellery, Gold, Silver, Precious Stones & Metals, Watches