Holidaymakers could be at risk of spending more money than they need while abroad, just by using the wrong card. Your regular credit or debit card that you use at home might be convenient for taking abroad - yet you could find yourself being charged up to 5% extra when using abroad. Furthermore, if you need to take out cash from an ATM while abroad, you could find yourself facing even more extra fees. In fact, you could be hit with extra fees the second you hit the airport and try to take cash out before jetting off. In most cases, ATMs abroad charge higher fees for an international withdrawal with either a flat rate between £1 to £5 or up to 3% of the total withdrawal in some cases. Fortunately, you can avoid these fees by choosing the right bank or travel card which caters to people spending money abroad. These specialist cards come with a wide range of benefits for those spending money overseas, such as little to no spending or ATM withdrawal fees as well as extra financial protection. A travel credit card's key strength is the Section 75 protection it provides which compels the card company to help you if you purchase an item between £100 and £30,000 on it. You can also get interest-free spending on the card as long as you ensure that you pay any outstanding debt on it in full each month. One of the main drawbacks of this card, however, is that it requires a full credit check which means you may not be eligible for the card depending on your credit history. Travel debit cards come with fewer debt risks than their credit counterparts - however, this also results in less financial protection. Generally, travel debit cards provide chargeback protection, which means that if you don't receive the goods or services you paid for but the retailer you purchased with is refusing a refund, you could still get your money back from the card company. There are a wide range of travel cards on the market from a variety of major banks and providers all with their own individual perks and drawbacks. To find a card that suits you, it's vital that you shop around and compare different cards. MoneySavingExpert and Which? have highlighted some of the below cards for those looking to get the best deals while abroad: In some cases you may still face extra fees abroad even if your card provider itself doesn't charge a fee since some ATMs will still charge a flat rate or interest for cash withdrawal. There is also a smaller risk of damaging your credit score if you frequently take out cash while abroad with a credit card.